How to handle Personal Injury Claim ?

We can file a suit for compensation from the insurance company. There are certain important points that you should keep in mind while filing your complaint. Follow the A to E Steps

A. Be very honest in describing the injury you have received and do not exaggerate it. This is because the insurance company will carry out investigation of your claim.

B. Do not sign any statement without reading it thoroughly. It is important that you understand each and every clause mentioned in the document. In case you are not sure, it is better you consult a lawyer.  This applies even to the checks you receive, besides the statements that you get from the insurance companies. You must know what the checks cover. Sometimes people are so relieved to get the money that they immediately sign the acceptance of check only to find later on that they have been underpaid or trapped.

C. Reveal details of past accidents and injuries, if applicable.  Do not try to conceal the details of your past injuries or accidents from your lawyer and the insurance companies. There is a central database containing information about the accident and injury cases, which is easily accessible to insurance companies. You may land yourself in trouble if you have made an inaccurate statement.

4. Maintain a detailed record of your injuries, doctors you have visited in connection with the injury and the treatment that you have undergone. Keep a detailed record of your injuries, doctors who have treated you, therapies you have undergone, appointments, medications, your inability to do your work, and so on. Also mention the customary activities that you participated in before you were injured in the accident. You never know which detail can come in use while settling your injury claim.

D. Mention your post injury condition correctly.  Unless the injury is really severe people recover after the accident and are able to live normal lives. In some cases they cannot perform the activities as efficiently and strongly as they did before they were injured. Whatever your condition and limitations, present them correctly.

E. Beware of the omnipresent video cameras. There are video cameras hidden almost everywhere in the city and on the highways which record every accident and activity. Please be sure to file your details as correctly as possible so as to avoid embarrassment and loss of credibility

Personal Injury Claim

Types of injury

Minor abrasion injury.

Bruise is a hemorrhage under the skin caused by contusion.

Wound: cuts and grazes are injuries to or through the skin, that cause bleeding (i.e., a laceration).

Burns are injuries caused by excess heat, chemical exposure, or sometimes cold (frostbite).

Fractures are injuries to bones.Joint dislocation is a displacement of a bone from its normal joint, such as a dislocated shoulder or finger.

Concussion is mild traumatic brain injury caused by a blow, without any penetration into the skull or brain.

Sprain is an injury which occurs to ligaments caused by a sudden over stretching; a strain injures muscles.

Shock is a serious medical condition where the tissues cannot obtain sufficient oxygen and nutrients.

Amputation is the removal of a body extremity by trauma or surgery.Serious bodily injury is any injury or injuries to the body that substantially risks death of the victim.

Personal Injury and Legal Remedies

Various legal remedies may be available for personal injury (eg. under the law negligence) or for injury to the reputation of another (eg. see damages and restitution) for slander or libel.

In the United States, the legal definition of malicious injury is any injury committed with malice, hatred or one committed spitefully or wantonly. Such an action must be willfully committed with the knowledge that it is liable to cause injury. Injury involving element of fraud, violence, wantonness, willfulness, or criminality.